Allied Credit Consultants uses a two-phase process to source unpaid debts for creditors. In the first phase, Allied Credit Consultants attempts to reach the debtor and develop a plan for resolving the debt.
When speaking with a debt collector, professional and honest communication is most effective. Instead of arguing with the collector or claiming that the debt is false, you can politely request that the collector send you all of the relevant data in writing. You can also send the collector a notice that you do not owe the debt, though if the collection agency is able to prove that the debt is valid, the collector may still continue contacting you.
If the debt is valid, you may be able to negotiate a settlement. The process may benefit from your disclosure of your income or financial situation, if such information would help the collection agency to understand what you can afford. In some cases, if the creditor comes to understand that you cannot pay the full amount, the organization may settle for a percentage.
Throughout the negotiation or settlement process, you must remain truthful and stick to the facts of the case. Any abusive language toward the creditor may hurt you in further proceedings, as may falsification of information.
No comments:
Post a Comment